While having a strong financial plan for your later years is essential, retirement planning isn’t all about finances. For some people, retiring can be highly emotional. Your daily routine could change, and you may have time for more activities, but this might also make you feel a little lost or unsure of how to use that extra time.

Emotionally preparing yourself for the next chapter is key. Here are a few suggestions that can help ease your transition from working to retirement.

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Write Down Your Retirement Goals

Writing down goals can make them feel more concrete and show you how many things you still want to focus on or work toward. Whether you want to help others, travel, or learn a new skill, write it all down to get started.

Develop New Routines

Since you’re not going to work each day, establishing new routines is a great way to fill your time and plan your days once you retire.There is no limit when it comes

to developing new routines and filling the time you will have once you retire. Think about what you might want to do and the kinds of things you enjoy. You could:

  • Expand your social connections
  • Volunteer at a local non-profit
  • Indulge in a hobby
  • Become a mentor
  • Join a walking group or a gym
Retirement is the time when you get to find out who you are under your professional persona. After years of work, you can do what you want. What will that be, and who will you become in the process?

Stay Positive and Challenge Yourself

Some people struggle with retirement because they don’t know what to do now that they’re not working every day. Focusing on the positive and staying open to new experiences may help you adjust to your post-retirement life without dwelling on the potentially overwhelming changes.
Getting out of your comfort zone could be a great way to emotionally adjust to retirement. Challenging yourself to try something new can help you feel excited and optimistic about the new adventures ahead.
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Start Your Retirement Planning Journey with Support

At American Fidelity Retirement Services (AFRS), we understand the importance of planning ahead. That’s why we offer Retirement Planning Tools & Personalized Guidance you can use when preparing for retirement.

Looking for more retirement planning tips? Read our blog on   to help you move into this new phase of your life with added confidence and more peace of mind.

This blog is up to date as of February 2025 and has not been updated for changes in the law, administration or current events. 

This information is general in nature and should not be considered financial, legal or tax advice. Consult an attorney or a tax professional regarding your specific situation.

 

 

Source:

How to Mentally Prepare for Retirement; accessed 1/24/2025